Surcharges

It always seems to me that i never have enough cash in my wallet. This becomes a problem when have to use the atm everytime go grocery shopping or do other activities. I don't mind using the atm, but it seems like my bank's atm is never there. So when i make my withdrawal, it costs me an extra two bucks. At the time of the withdrawal it never seems like that big of a deal, but the surcharges start to add up.
I've started to just withdrawal an amount of money that i think will last me the month whenever i see my bank's atm. This way it helps me budget my money and I don't have to deal with those stupid surcharges. I've found this strategy to be very helpful.